Implementation dates and deadlines.
Keep up to date on the payments networks detailed multi-year EMV migration schedule. Major transition events include incentives for terminal conversions.
October 2012 – PCI Audit Relief for Merchants
PCI Data Security audit fee waiver for EMV-ready merchants (75%+ transactions are EMV) from Visa and MasterCard.
April 1, 2013 – Acquirer and Sub-Processors Support EMV
Visa and MasterCard acquirer processors must support EMV transactions.
October 2013 – ADC Relief for Merchants (50%)
MasterCard EMV-ready merchants (75% of POS transactions) receive 50% Account Data Compromise relief.
April 1, 2015 – ATM Acquirer Processors and Sub-Processors Deadline to Support EMV
Visa ATM acquirer processors and sub-processors must be able to support EMV chip data.
October 1, 2015 – Fraud Liability Shift
Visa and MasterCard shift fraud liability to least secure entity.
October 2015 – ADC Relief for Merchants (100%)
MasterCard EMV-ready merchants (95% of POS transactions) receive 100% Account Data Compromise relief.
October 2016 – Fraud Liability Shift for ATMs
MasterCard shifts EMV liability to ATM hosts for inter-regional Maestro ATM transactions.
October 2017 – Fraud Liability Shift for Automated Fuel Dispensers
Extended liability deadline ends for fuel dispensers.