Implementation dates and deadlines.

Keep up to date on the payments networks detailed multi-year EMV migration schedule. Major transition events include incentives for terminal conversions.

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October 2012 – PCI Audit Relief for Merchants

PCI Data Security audit fee waiver for EMV-ready merchants (75%+ transactions are EMV) from Visa and MasterCard.

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April 1, 2013 – Acquirer and Sub-Processors Support EMV

Visa and MasterCard acquirer processors must support EMV transactions.

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October 2013 – ADC Relief for Merchants (50%)

MasterCard EMV-ready merchants (75% of POS transactions) receive 50% Account Data Compromise relief.

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April 1, 2015 – ATM Acquirer Processors and Sub-Processors Deadline to Support EMV

Visa ATM acquirer processors and sub-processors must be able to support EMV chip data.

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October 1, 2015 – Fraud Liability Shift

Visa and MasterCard shift fraud liability to least secure entity.

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October 2015 – ADC Relief for Merchants (100%)

MasterCard EMV-ready merchants (95% of POS transactions) receive 100% Account Data Compromise relief.

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October 2016 – Fraud Liability Shift for ATMs

MasterCard shifts EMV liability to ATM hosts for inter-regional Maestro ATM transactions.

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October 2017 – Fraud Liability Shift for Automated Fuel Dispensers

Extended liability deadline ends for fuel dispensers.

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